These are The four Medigap plans most commonly recommended

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Here's a breakdown of the four most common Medigap plans and who they are best suited for:

Plan G: The Comprehensive Coverage Option Plan G is ideal for those who want extensive coverage and are willing to pay a slightly higher premium for peace of mind. Compare Plan G options to see how it covers almost all out-of-pocket costs associated with Original Medicare, except for the Part B deductible.

Best for:

Individuals who frequently use medical services
Those who want predictable healthcare costs
People who can afford slightly higher premiums

Plan N: The Cost-Effective Choice Plan N offers a balance between comprehensive coverage and lower premiums. Explore Plan N plans to see how it provides similar coverage to Plan G but with some cost-sharing.

Best for:

Those who want lower premiums but still desire good coverage
Individuals who don't mind paying small copays for doctor visits and emergency room care
People who rarely encounter Part B excess charges

Plan F: The Most Comprehensive (Legacy Plan) Plan F offers the most comprehensive coverage of all Medigap plans. However, it's only available to beneficiaries who were eligible for Medicare before January 1, 2020.

Best for:

Those eligible for Medicare before 2020 who want the most complete coverage
Individuals who prefer to pay higher premiums for zero out-of-pocket costs
View Plan F eligibility and coverage

High-Deductible Plan G: The Low-Premium Option This plan offers the same comprehensive coverage as standard Plan G but with a high deductible. Learn about High-Deductible Plan G to see if it fits your needs.

Best for:

Healthy individuals who rarely use medical services
Those who want lower premiums and are willing to take on more financial risk
People with sufficient savings to cover the high deductible if needed

Calculate potential savings with High-Deductible Plan G

The best Medigap plan depends on your individual health needs, financial situation, and risk tolerance. Plan G offers comprehensive coverage for those who want predictability, Plan N balances coverage with cost-effectiveness, Plan F provides the most complete coverage for eligible beneficiaries, and High-Deductible Plan G is suitable for those seeking lower premiums and willing to take on more financial risk.

To find your perfect Medigap plan now, choose your age below:

Over 65